DTB Hub. Three-Lane Operator
—
RS&H BPP Personal
Today · — · Personal Lane
★ Today's Anchor
Loading anchor from brief…
Meetings
—
today
Focus Hours
—
deep-work capacity
Wellness
—
today's block
Lane Mode
RS&H 8:30-4:30
BPP evenings
core hours frame
Day at a Glance · 6am – 9pm block hover for details
6am9am12pm3pm6pm9pm
Up Next · next 3 events —
The Blueprint · Daily Non-Negotiables source: Notion → DTB Planning

The Standards

  1. Always Do Your Best
  2. Never Give Up (pivot if needed)
  3. Never Go 2 Days Without Working Out
  4. Never Miss a Monday
  5. Be Self Accountable + Consistent

Daily Must-Do's

  • Pray / Express Gratitude
  • Mindfulness / Stillness
  • Work out + Stretch
  • Medicine + Vitamins
  • Read
  • Follow the Blueprint
Wake 6:00 AM Evening rtn 9:00 PM Lights out 10:30 PM 4 workouts/wk Sunday faith input
2026 · The Build · Annual Guidelines locked 2026-05-02 · source: Notion
Vision. 2026 is The Build. The year I turn building inward and build the foundation the next decade will stand on. Wellness is the cornerstone. I am not chasing a new identity. I am becoming the version of myself the next decade requires.
1
Lock the daily operating system
Routine, sleep, 4 workouts/wk, frictionless capture into Notion. By Dec: 6+ months of execution data in the Journal database.
2
Build the faith practice
Sunday Bible reading, church when possible, nature as faith input. Lived relational faith deepens.
3
Rebuild the social ecosystem
1 hosted/mo, 1 family touchpoint/mo, 1 new-person/quarter. By Dec: cannot say "I let it drift again."
4
Finish the master's degree
Paper done by Q2 (June 30). Saturday 10:30 AM-12:30 PM block, every Saturday from May 9 until done.
5
Refresh the financial system
Investment Philosophy refresh Q1, dashboard live Q2, weekly bill rhythm running. Dashboard: shipped.
6
Ship the CEO Hub evolution
Health integration Q2, journal pipeline Q2-Q3, cross-lane temp checks Q3-Q4. Web app is 2027 territory.
CornerstoneWellness PillarsWellness › Wealth › Work › Way of Life BrandShark in the water · Lion in the jungle Arc2024 Refine → 2025 Growth → 2026 Build
Today's Brief · _planning/daily/—
Today's Tools · bills · habits · capture · piano live widgets
Personal Finance · 7-Day Window
Bills + Cash
Bills due (7d) —
Checking 9379 —
DTB Realty 8086 —

Full app: finance.html

Behavior · Last 7 Days
Habit Grid

Tap a square to mark complete.

⚡ Frictionless capture · v1 (browser-only)
Quick Capture

Where it goes: v1 saves your draft to this browser only (localStorage). The "Copy" button puts a timestamped version on your clipboard so you paste it into Notion Inbox, your daily file, or a chat with me. Nothing auto-syncs to Drive yet.
v2 roadmap: wire to a Cloudflare worker that POSTs each capture to a Notion Inbox page (or to _planning/daily/{today}-capture.md). Same UI, real save. Open question for tomorrow.

Personal · Brand · Practice · Ventures
★ DTBenjamin
Day-to-day thinker. Value over ego. Perspective over performance.
Piano · Repertoire & Lesson Focus teacher: Ethan · last sync 2026-05-07

In Rotation

  • Khachaturian — Ivan Sings (primary classical · recital piece)
  • Jamie Foxx — Hey Lovers (TV show · ear/rhythm)

Working On (active, by ear)

  • So What — Miles Davis (Kind of Blue · started 5/7)
  • Blue in Green — Bill Evans / Miles (Kind of Blue · started 5/7)

Parked (not abandoned)

  • Chopin — Prelude Op. 28 No. 4
  • Chopin — Waltz in A minor
  • In Your Own Sweet Way (jazz standard)

Current Lesson Focus

  • Ear: Tritone + Major 7th, sing-the-3rd rule
  • Tech: Daily key rotation C → F → B♭ → G → D → A → E
  • Tech: ii–V–I 7th arpeggios · subdivision drill (1 e & a)
  • Pieces: Ivan Sings (tone, phrasing) · Hey Lovers (melody by ear)
  • Minor scales: as behaviors of the same key, not separate scales
"Ear leads. Technique serves. Music comes first."

Edit: _claude/context/piano.md · Source: Notion

Brand · Ventures · Wellness · Active personal lanes
DTBenjamin Brand
Brand Tracks
  • Piano / jazz — practice running daily, lessons with Ethan
  • Photography — opportunistic, no fixed cadence yet
  • Content creation — folded into integrated execution
  • Personal brand — byproduct of becoming the integrated person, not a separate guideline

POV: "Day-to-day thinker. Value over ego. Perspective over performance."

Ventures
Outside-of-RS&H
  • Generational Wealth Project — w/ Derrick. $1M real estate north star, flip-first, Tampa Bay. Capital gated by Suncoast payoff.
  • BPP — co-owner, 33% equity. Push toward AI focus, outsource commodity work, eventual name change.
  • Financial Acuity — w/ Andrew Ware and Derrick.
  • Unbound — fitness brand, dormant.
Wellness Schedule
Weekly Pattern
  • Mon — Lower Strength + Power
  • Tue — Upper Strength + Power
  • Wed — Yoga + Zone 2 Conditioning
  • Thu — Athletic Lower (unilateral)
  • Fri — Upper Hypertrophy
  • Sat — Cardio / sport
  • Sun — Rest / mobility

Home gym primary · Bands everywhere · No carries.

Key People
Inner Circle
  • Derrick — Generational Wealth, Financial Acuity
  • Andrew Ware — Financial Acuity
  • KJ — cousin, video editor
  • Kenny + Eli — BPP co-owners
  • Ethan — piano teacher

Calls reminder: grandparents · mom · dad · gratitude touch (this week).

Finance · Personal Money Hub · full app ↗
★ Net Worth Snapshot
$175,442 net worth. +$6,230 from prior snapshot. 902% growth since Jul 2019.
Total Assets
$424k
85% home/vehicles · 13% investments
Total Liabilities
$249k
$199k mortgage · $43k other · $6k tax
Monthly Cash Flow
−$725
true deficit after all subs
Savings Rate
23.1%
+ $269/mo employer match
This Cycle · Top Actions & Watch Items deep-dive at finance.html

Top 3 Actions

  1. Audit Booksy, Patreon, Uber One — these three free up $100+/mo
  2. Move essential subs off credit cards to Checking 9379 debit — stops interest bleeding
  3. Call T-Mobile + car insurance — 15-min call could save $50-80/mo

Combined: $200/mo freed. Closes most of the deficit without lifestyle change.

Watch Items

  • Emergency fund $1,829 of $4,000 target — rebuild $50-100/mo
  • $441/mo subs on credit cards at 22-28% APR if not paid in full
  • Personal Loan (Suncoast) at 11% — most expensive non-CC debt
  • FabCon $2,239 reimbursement on Amex — file claim, free money
  • Checking hits $0 every cycle — symptom of $725-916/mo deficit
Snapshots · Debt · Budget · Subs expand →

Debt at a Glance

DebtBalanceRate
Mortgage$199,8743.84%
Student Loans$20,4698.8%
Personal Loan (Suncoast)$16,60011%
A/C Loan (WF)$5,9813%
Credit Cards$0cleared

Monthly Budget

  • Take-Home: $5,629/mo
  • True Spending: $6,354/mo
  • Needs: $3,110 · Savings: $1,300
  • Debt: $794 · Wants + Subs: $1,150

Savings rate 23.1% + employer adds $269/mo free money.

Top Subscriptions (~$471/mo)

Claude AI$100.00
Booksy cut$78.00
EOS Fitness$34.93
Banner Life$29.31
Patreon cut$25.00
Other 13 subs$203.85

Full subscription audit →

Tools & Files
Finance Dashboard M1 Finance Rocket Money QuickBooks Fidelity Chase

finance.html · canonical live dashboard
Personal/DTB financials/DTB_Finance_Final_2.xlsx · workbook
Personal/DTB financials/_Archive/DTB Financial Overhaul - March 2026.md