DTB Hub. Three-Lane Operator
—
RS&H BPP Personal
Today · — · Personal Lane
★ Today's Anchor
Loading anchor from brief…
Meetings
—
today
Focus Hours
—
deep-work capacity
Wellness
—
today's block
Lane Mode
RS&H 8:30-4:30
BPP evenings
core hours frame
Day at a Glance · 6am – 9pm block hover for details
6am9am12pm3pm6pm9pm
Up Next · next 3 events —
The Blueprint · Daily Non-Negotiables source: Notion → DTB Planning

The Standards

  1. Always Do Your Best
  2. Never Give Up (pivot if needed)
  3. Never Go 2 Days Without Working Out
  4. Never Miss a Monday
  5. Be Self Accountable + Consistent

Daily Must-Do's

  • Pray / Express Gratitude
  • Mindfulness / Stillness
  • Work out + Stretch
  • Medicine + Vitamins
  • Read
  • Follow the Blueprint
Wake 6:00 AM Evening rtn 9:00 PM Lights out 10:30 PM 4 workouts/wk Sunday faith input
2026 · The Build · Annual Guidelines locked 2026-05-02 · source: Notion
Vision. 2026 is The Build. The year I turn building inward and build the foundation the next decade will stand on. Wellness is the cornerstone. I am not chasing a new identity. I am becoming the version of myself the next decade requires.
1
Lock the daily operating system
Routine, sleep, 4 workouts/wk, frictionless capture into Notion. By Dec: 6+ months of execution data in the Journal database.
2
Build the faith practice
Sunday Bible reading, church when possible, nature as faith input. Lived relational faith deepens.
3
Rebuild the social ecosystem
1 hosted/mo, 1 family touchpoint/mo, 1 new-person/quarter. By Dec: cannot say "I let it drift again."
4
Finish the master's degree
Paper done by Q2 (June 30). Saturday 10:30 AM-12:30 PM block, every Saturday from May 9 until done.
5
Refresh the financial system
Investment Philosophy refresh Q1, dashboard live Q2, weekly bill rhythm running. Dashboard: shipped.
6
Ship the CEO Hub evolution
Health integration Q2, journal pipeline Q2-Q3, cross-lane temp checks Q3-Q4. Web app is 2027 territory.
CornerstoneWellness PillarsWellness › Wealth › Work › Way of Life BrandShark in the water · Lion in the jungle Arc2024 Refine → 2025 Growth → 2026 Build
Today's Brief · _planning/daily/—
Active Workstreams · what's actually on your plate syncs across phone + desktop · talk to the assistant to add/update
  • Loading workstreams…

How it works: Open the chat (bottom-right), say "add a workstream: …" or "mark X done" or "what am I working on?". The assistant confirms before writing. Workstreams are multi-day efforts; one-off tasks still go to Todoist.

Today's Tools · bills · habits · capture · piano live widgets
Personal Finance · 7-Day Window
Bills + Cash
Bills due (7d) —
Checking 9379 —
DTB Realty 8086 —

Full app: finance.html

Behavior · Last 7 Days
Habit Grid

Tap a square to mark complete.

Apple Watch · synced via Shortcut
Recent Health

Waiting for first sync. See Capabilities for the iOS Shortcut setup.

Updates daily from your iPhone after wake. Sleep, resting HR, HRV, steps. Brief verifies wellness against this + Hevy.

⚡ Frictionless capture · synced cross-device
Quick Capture

Where it goes: Save writes to Cloudflare KV. Phone and desktop see the same list. Claude sessions can read your captures (list_captures via the chatbot, or directly when assembling the next brief).
Triage: ask the chatbot "what's in my captures?" — it can read them and turn them into Todoist tasks or Workstreams (with your confirmation). Sunday Weekly Review reads the queue and clears it.

Personal · Brand · Practice · Ventures
★ DTBenjamin
Day-to-day thinker. Value over ego. Perspective over performance.
Piano · Repertoire & Lesson Focus teacher: Ethan · last sync 2026-05-07

In Rotation

  • Khachaturian — Ivan Sings (primary classical · recital piece)
  • Jamie Foxx — Hey Lovers (TV show · ear/rhythm)

Working On (active, by ear)

  • So What — Miles Davis (Kind of Blue · started 5/7)
  • Blue in Green — Bill Evans / Miles (Kind of Blue · started 5/7)

Parked (not abandoned)

  • Chopin — Prelude Op. 28 No. 4
  • Chopin — Waltz in A minor
  • In Your Own Sweet Way (jazz standard)

Current Lesson Focus

  • Ear: Tritone + Major 7th, sing-the-3rd rule
  • Tech: Daily key rotation C → F → B♭ → G → D → A → E
  • Tech: ii–V–I 7th arpeggios · subdivision drill (1 e & a)
  • Pieces: Ivan Sings (tone, phrasing) · Hey Lovers (melody by ear)
  • Minor scales: as behaviors of the same key, not separate scales
"Ear leads. Technique serves. Music comes first."

Edit: _claude/context/piano.md · Source: Notion

Brand · Ventures · Wellness · Active personal lanes
DTBenjamin Brand
Brand Tracks
  • Piano / jazz — practice running daily, lessons with Ethan
  • Photography — opportunistic, no fixed cadence yet
  • Content creation — folded into integrated execution
  • Personal brand — byproduct of becoming the integrated person, not a separate guideline

POV: "Day-to-day thinker. Value over ego. Perspective over performance."

Ventures
Outside-of-RS&H
  • Generational Wealth Project — w/ Derrick. $1M real estate north star, flip-first, Tampa Bay. Capital gated by Suncoast payoff.
  • BPP — co-owner, 33% equity. Push toward AI focus, outsource commodity work, eventual name change.
  • Financial Acuity — w/ Andrew Ware and Derrick.
  • Unbound — fitness brand, dormant.
Wellness Schedule
Weekly Pattern
  • Mon — Lower Strength + Power
  • Tue — Upper Strength + Power
  • Wed — Yoga + Zone 2 Conditioning
  • Thu — Athletic Lower (unilateral)
  • Fri — Upper Hypertrophy
  • Sat — Cardio / sport
  • Sun — Rest / mobility

Home gym primary · Bands everywhere · No carries.

Key People
Inner Circle
  • Derrick — Generational Wealth, Financial Acuity
  • Andrew Ware — Financial Acuity
  • KJ — cousin, video editor
  • Kenny + Eli — BPP co-owners
  • Ethan — piano teacher

Calls reminder: grandparents · mom · dad · gratitude touch (this week).

Finance · Personal Money Hub · full app ↗
★ Net Worth Snapshot
$163,698 net worth. v2 methodology — rebuilt 2026-05-10 from Rocket Money + Avail + Chase. 835% growth since Jul 2019 ($17,506 → $163,698, ~38% CAGR).
Total Assets
$398k
$335k property/cars · $64.5k invest · $2.3k cash
Total Liabilities
$244k
$199k mortgage · $41k other · $3k current CC spend
Cash Surplus / mo
+$855
income − consumption − interest (honest accountant view)
Savings Rate
23.1%
+ $269/mo employer match · wealth built ~$1,700/mo total
This Cycle · Top Actions & Watch Items deep-dive at finance.html

Top 3 Actions

  1. Close Chase 9956 (Fit Unbound) — bleeding $15/mo service fee on ~$10 balance · $180/yr leak
  2. Call T-Mobile to renegotiate — Mom stopped reimbursing; full $220-280/mo now on you
  3. Build EF to $1,000 first milestone — $564 → $1,000 then ramp to 3-month target ($12k)

Combined: 2026 EF priority + plug recurring leaks before they compound.

Watch Items

  • Emergency fund $564 of $12k 3-month target — biggest 2026 priority
  • Chase 9956 (Fit Unbound) $15/mo fee on near-zero balance — close it
  • Mom stopped reimbursing T-Mobile — full $220-280/mo on you ($2.6-3.4k/yr)
  • Personal Loan (Suncoast) at 11% — highest non-revolving rate · $140/mo interest
  • Cashflow looks negative on paper, but offset by forced savings (401k+HSA+M1+principal paydown)
Snapshots · Debt · Budget · Subs expand →

Debt at a Glance

DebtBalanceRate
Mortgage (8554 Queen)$199,0733.84%
Student Loans$20,1008.8%
Personal Loan (Suncoast)$15,20011%
WF Home Projects (AC)$5,7273.9%
Credit Cards (trailing)$2,971PIF

Monthly Budget

  • Take-Home: $5,629/mo
  • True Consumption: $4,569/mo (needs + wants only)
  • Needs: $3,128 · Wants: $1,291
  • Forced Savings: $1,300 invest + $486 principal paydown
  • Interest cost: $305/mo (Suncoast + Student + AC)

Cash surplus +$855/mo. Wealth build ~$1,786/mo (401k/HSA/M1 + principal).

Top Subscriptions (~$471/mo)

Claude AI$100.00
Booksy cut$78.00
EOS Fitness$34.93
Banner Life$29.31
Patreon cut$25.00
Other 13 subs$203.85

Full subscription audit → · auto-detect from CSV in Phase 2

Tools & Files
Finance Dashboard M1 Finance Rocket Money QuickBooks Fidelity Chase

finance.html · canonical live dashboard
Personal/DTB financials/DTB_Finance_Final_2.xlsx · workbook
Personal/DTB financials/_Archive/DTB Financial Overhaul - March 2026.md